Ashish Vohra, Chief Executive Officer
Ashish Vohra is the Chief Executive Officer and Executive Director of Reliance Nippon Life Insurance Company Limited, one of the largest Life Insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited, amongst India’s most valuable Financial Services companies and Nippon Life, Japan, the largest private Insurer in Japan and a Global Fortune 500 company. He is also an Executive Director on the Board of the Company. He is responsible for providing leadership to the entire business in its journey towards achieving its vision of being a Company that customers and all stakeholders trust and grow with, by providing financial independence to every life it touches.
Ashish has over 25 years of invaluable experience in the financial services and manufacturing industries, in diverse roles across marketing, sales, product and business development.
His last assignment was at Max Life Insurance, as Senior Director and Chief Distribution Officer, where he was responsible for delivering robust growth in top-line and increase in market share through existing and new distribution models while ensuring channel profitability, high persistency and a quality book of business. Under his leadership the company consistently maintained its number 1 position amongst the non bank owned Life Insurance companies in India.
Prior to joining Max Life, Ashish was Executive Vice President and Head – Commercial Business at Fullerton India Credit Corporation. As a Founder team member at Fullerton, Ashish headed the P&L responsibility for Commercial Mass Markets and helped Fullerton to successfully capture the retail finance opportunity in India through secured, unsecured and fee based products delivered through a network of 500 branches and 8000 employees. Earlier, at Citibank N.A, he was the Business Manager for Asset Based Finance for India that helped the Bank gain a strong foothold in the SME space in India.
Ashish has served a long stint with Eicher Motors earlier.
Ashish is a Mechanical Engineer from IIT-BHU, and holds a Post Graduate Diploma in Management from IIM, Bangalore.
He is known for his ability to seamlessly partner with team members and achieve shared goals. He is a firm believer in the fact that deliveries happen through people and teams.
Shiv Tiwary, Head – Business Transformation
Shiv Tiwary is Head – Business Transformation at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan.
Shiv heads Business Transformation office at Reliance Nippon Life Insurance Company and is responsible for leading Strategic Initiatives to bring about sustainable transformation across functional areas. He has over 15 years of rich experience across Strategy, Business Planning, Change Management, Distribution Development and Business Transformation. Prior to joining Reliance Nippon Life Insurance Company, he has held leadership positions at YES Bank where he was responsible for strategy development and deployment across Insurance Distribution, Equity Broking, Investment Banking and for leading PMO for strategic initiatives. Shiv has a rich experience in the Insurance Industry having worked at Aviva India in the areas of strategy as well as developing new distribution channels. In the past, Shiv has worked as a Management Consultant at Tata Strategic Management Group (TSMG), the management consulting arm of the Tata Group.
Shiv hold a Degree in Engineering from Marine Engineering and Research Institute (MERI), Kolkata and a degree in Management from NITIE, Mumbai.
Srinivas Ladwa, Chief Human Resources Officer
Srinivas Ladwa is the Chief Human Resources Officer for Reliance Nippon Life Insurance, one of the largest Life Insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited, amongst India’s most valuable Financial Services companies and Nippon Life, Japan, the largest private Insurer in Japan and a Global Fortune 500 company.
Srinivas comes with the diverse set of experiences having managed various aspects of HR both in India and internationally with over 18 years of enriching experience in the Human Resources function, across consulting and BFSI sectors. His last assignment before joining us, was with Wells Fargo as the Regional Compensation Lead for Asia Pacific, based out of Hong Kong. Prior to this, he was the Business HR Lead for the Asia Pacific region for a business division at Deutsche Bank. Before moving to Hong Kong, he was Country Business HR Head (Corporate & Investment Bank) of Deutsche Bank India.
He has also worked with Royal Bank of Scotland/ABN Amro across India and UK. As a consultant working with Ernst & Young and Mercer Consulting, Srinivas has advised clients across industry sectors on human resource management.
Srinivas is an MBA from Symbiosis International University, Pune.
Katsuhisa Kumasako, Head Representative, Nippon Life
Katsuhisa Kumasako is Nippon Life’s Head Representative at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan.
Nippon Life, with a history of 126 years, is one of the oldest life insurance companies in Japan and one of the largest in the world. Eager to expand its insurance business in Asia, Nippon Life is focusing on India as one of its key markets.
After spending 6 years on assignments in New York, Katsuhisa Kumasako came back to Tokyo in April 2010 to develop Nippon Life's overseas insurance business. He was in charge of relationship building with the Reliance Group from the beginning, and for the last 5 years, has been deeply involved in the strategic alliance and business collaborations between the two groups.
He brings to the table his extensive experience, spanning 23 years with Nippon Life, in Marketing & Sales Planning, Channel & Service Development, Corporate Planning & Governance, Group & EB Businesses and International Business.
He graduated in March 1993 from the School of Political Science and Economics, Waseda University, Japan, with a major in International Economics. His unique career also includes working for the Japanese Ministry of Foreign Affairs for two years, from 1997 to 1999. There he experienced and exercised Economic Diplomacy, such as Liberalization and Facilitation of Trade and Investment and Economic Cooperation in the Asia-Pacific region.
Prithesh Chaubey, Appointed Actuary
Prithesh Chaubey is Appointed Actuary at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan. Prithesh is responsible for Actuarial and Product Management function within the company.
Prithesh is a Fellow Member of the Institute of Actuaries of India and holds a Bachelor Degree in Mathematics, Statistics and Economics from Lucknow University.
Prior to this, Prithesh worked with Tata AIA Life Insurance as Vice President & Chief Actuary, where he spent over 9 years in actuarial role covering Product Design/ Pricing, Statutory Valuation Reporting, Embedded Value/ Economic Capital, Asset Liability Management and reinsurance. He also managed Enterprise Risk Management (ERM) for the company.
Prithesh comes with a rich experience of over 20 years in the Life Insurance industry with organizations like Aviva India and LIC, where he played a key role in their success in Actuarial, Product Development, Risk Management, Reinsurance and Group/Corporate Business.
Prithesh is closely associated with the Institute of Actuaries of India (IAI). He has been an examiner and review examiner and member of Advisory Group on Examination. Currently he is member of Advisory Group on HR, Administration and Finance (HAF) & Advisory Group on Professionalism, Ethics and Conduct (PEC) of IAI.
Ramesh Viswanathan, Chief – Bancassurance & Partnership Distribution
Ramesh Viswanathan is the Chief – Bancassurance & Partnership Distribution of Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life. He heads the Alternate sales channels which include Bancassurance, Third Party Distribution, Direct Marketing, Group, International & Online businesses.
Prior to joining Reliance Nippon Life, Ramesh was Senior Vice President-Sales & Distribution at ICICI Prudential Life Insurance. In his 8+ years stint at ICICI Prudential, he has worked in leadership roles across different channels such as Tied Agency, Corporate Agency/Brokers and Proprietary Sales Force. Ramesh is the recipient of many awards, including the ICICI group leadership award on 2 occasions.
Ramesh has over 16 years of work experience across categories for companies such as Castrol India Limited and Bharti Cellular Limited in multiple geographies prior to joining the Life Insurance industry.
Ramesh is an Industrial Engineering Graduate from University of Pune and holds a Post Graduate Diploma in Management Studies from K.J. Somaiya Institute of Management Studies, Mumbai.
Srinivasan Iyengar, Chief Operating Officer
Srinivasan Iyengar is the Chief Operating Officer at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan.
He has over 26 years of experience in Operations, Customer Service and Technology. His key focus areas at Reliance Nippon Life are integrating systems and processes for delivering operational excellence, customer value proposition and developing cost efficient service delivery platform.
Prior to joining us, Srinivasan was with Aegon Religare Life Insurance where in capacity of the COO, he led several projects to achieve Service Excellence and Operational Efficiencies to support business strategy.
He has also been associated with companies like LIC, ICICI Prudential, Prudential Malaysia & TCS in various capacities.
Srinivasan has done his Graduation in Commerce from Mumbai University and an advanced course in Systems Management & Technology.
Sunil Agrawal, Chief Financial Officer
Sunil Agrawal is the Chief Financial Officer at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan.
In his role as CFO he provides effective leadership to the finance function and plays a key role in managing the affairs of the company.
Sunil has over 17 years of experience, of which 16 years of experience comes from the insurance industry. Sunil joined Reliance Nippon Life Insurance in December 2005 after a 5 1/2 years stint with ICICI Prudential Life Insurance in various roles right from the inception of the company including compliance, special projects, financial control and finance operations.
He is a B.E. Computer Science, a Chartered Accountant and DISA (ICAI).
S V Sunder Krishnan, Chief Risk Officer
Sunder is Chief Risk Officer at Reliance Nippon Life Insurance Company, one of India’s leading life insurance companies. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life, Japan.
Out of a career spanning over three decades, Sunder has dedicated ten years to Reliance Nippon Life, where he has been at the helm of Enterprise Risk Management and Internal Audit, BCP, Information Security, Legal, Secretarial, Claims and Compliance. He has judiciously used technology to implement a risk-based strategy across all these functions.
Sunder’s profile includes leading companies like DSP Merrill Lynch, ING Vysya, Credit Lyonais, Standard Chartered, Bank Internasional Indonesia, Ernst & Young and Deloitte. His experience spans more than 12 countries, in significant roles with exposure to bank businesses and operations.
Sunder is a Bachelor in Commerce and Economics, Chartered Accountant, Certified Information Systems Auditor (CISA), Inter Company Secretary and Check Point Certified Security Administrator (CCSA); and is certified in the Enterprise Wide Risk Management Program from Asian Institute of Management (AIM), Manila.
He is the recipient of a distinctive recognition from the Institute of Chartered Accountants of India (ICAI), who named him ‘Best Professional Achiever’ for 2011.
Viral Berawala, Chief Investment Officer
Viral Berawala is the Chief Investment Officer at Reliance Nippon Life Insurance Company Limited, one of the largest life insurance companies in India. Reliance Nippon Life is a joint venture between Reliance Capital Limited and Nippon Life. Previously with TCS where he spent over 7 years, Viral comes with over 14 years of experience in the Financial Services and Information Technology sectors.
As an analyst he has worked on IT, Oil & Gas, Real Estate and Retail sectors. Subsequently, as an assistant Fund Manager at Reliance Mutual Fund where he assisted the Reliance Equity Opportunities and the Tax Saver Fund.
Viral is a Chartered Accountant and a PGPX from the Indian Institute of Management, Ahmedabad.