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  • 5 Reasons
    To Buy
  • Benefits
  • How this
    Plan Works

All of us have dreams for our family and would like to ensure that we provide for them. In order to achieve our goals we need a sound financial plan to save our hard earned money regularly so that it grows to fulfill our dreams.

Reliance Group Jan Samriddhi Suraksha Plan is a low cost regular premium savings oriented insurance plan that helps you to build a corpus through regular systematic savings and augments your savings through regular interest credits along with providing a life cover.

  • 1

    Guaranteed interest credit of 2.5% per annum for the entire policy term and credited at the end of every financial quarter

  • 2

    Get life cover upto 25 times of your premium

  • 3

    Receive an additional interest credit of 1.25% per annum for the entire policy term and credited at the end of every financial quarter

  • 4

    Boost your returns with no fund management charges for first 5 years

  • 5

    Tax benefits under the policy will be as per the prevailing Income Tax laws. Tax laws are subject to amendments and interpretations from time to time. You are advised to consult a Tax expert


Disclaimer

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Group Sarv Samriddhi: 121N100V01

Maturity Benefit

On maturity, you will receive the Policy Account Value which includes

1) All invested premiums, plus

2) Investment Income through 3 different credits to your Policy Account:

 

  • Minimum Floor Rate - Guaranteed interest credit of 2.5% at the end of every financial quarter
  • Non-zero positive Additional interest rate (AIR), if any, which is over and above the minimum floor rate. Additional interest rate is 1.25% p.a. for this product for the entire policy term.
  • Non-zero positive Residual Additions (NRA), if any

 

Death Benefit

On death of the individual member during the member-contract term provided the member-contract is in full force by payment of premiums, we will pay the maximum of

  • Policy Account Value, or
  • Basic Sum Assured, or
  • 105% of all the premiums paid till the time of death, excluding any extra premiums (if any) of the individual member, or

 

On death of the individual member during the member-contract term if the member-contract is in paid-up status, we will pay the maximum of

  • Policy Account Value, or
  • Basic Sum Assured x (number of premiums paid / total number of premiums payable) , or
  • 105% of all the premiums paid till the time of death, excluding any extra premiums (if any) of the individual member

 

Death Benefit due to Accident

On death due to accident on or before the age of 65, we will pay an additional benefit equal to

  • Basic Sum Assured, provided the policy is in full force
  • Basic Sum Assured x (number of premiums paid / total number of premiums payable), if the policy is in paid-up status

 

Disclaimer

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Group Sarv Samriddhi: 121N100V01

How does the plan work?

  • The Policy Account is maintained for every member at inception of member-contract
  • As a member in the group, you can chose to pay premiums annually, half yearly, quarterly or monthly
  • Your premiums will be invested after deduction of Premium Allocation Charges
  • At the end of every financial quarter or on date of termination, whichever is earlier, the Policy Account will be credited with
    • Minimum Floor Rate (MFR) – guaranteed at 2.5% per annum for the policy term
    • Non-zero positive Additional Interest Rate (AIR)
  • The Non-zero positive Residual Additions (NRA), if any, will be credited at the end of each year, starting from the end of fifth policy year.


Disclaimer

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Group Sarv Samriddhi: 121N100V01

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I / we unconditionally agree to share mine / our Personal Information with the Reliance Group for the purpose of facilitating one view of all my transactions with the various Reliance Group Companies. However, in return I /we expect the Reliance Group of companies to keep mine / our personal information secure and confidential. I / We further understand that I / we may be offered various products and services by various Reliance Group Companies and for this purposes mine / ours’ personal information would be shared amongst the group companies in a secure and confidential manner.

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  • Shivrana Jinsiwal

    Patna

    “I am sure about the benefits that I will get after maturity...“

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  • Shailesh Arya

    Mumbai

    “Kudos to the team for the excellent work....“

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  • Vanita Damodar Vangera

    Karnataka

    “Payment is easy and quick. You get all the details on phone....“

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