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  • 5 Reasons
    To Buy
  • Benefits
  • How this
    Plan Works
 
  • 1

    Fund your child's higher education

  • 2

    Pay off your debt

  • 3

    Take vacations abroad

  • 4

    Go on pilgrimage

  • 5

    Give a gift to your grandchildren


Disclaimer
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Fixed Money Back Plan:121N107V01
Savings and Liquidity: Get fixed benefits
 
  • Fixed money back during the last five years of the plan
  • Fixed loyalty additions of 3% of base sum assured accruing every year
  • Guaranteed maturity benefit as total accrued fixed loyalty addition
 
Choose between two plan options
 
  • Option A: Fixed money back benefits and guaranteed maturity benefit will be paid to the policyholder only survival of the life assured
  • Option B: Fixed money back benefits and guaranteed maturity benefits will be paid to the claimant, when due, irrespective of the survival or the death of the death of the life assured
 
Flexibility
 
  • Choose your policy term - 15 or 20 years
  • Choose your premium payment term - 5, 7 or 10 years
  • Pay premiums is yearly, half-yearly, quarterly or monthly mode (ECS)
 
Choose protection for your family
 
  • Get life cover during entire policy term
  • Enhance your protection cover through riders
 
Tax benefits
 
  • Avail tax benefits on the premiums paid and the benefits received, as per applicable income tax laws
 
Disclaimer
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Fixed Money Back Plan:121N107V01
Let’s take an example:
 

Vijay, aged 30 years, opts for Reliance Nippon Life Fixed Money Back Plan and:

  • Selects Survival Benefit Option B, Death Benefit Option 10X with a policy term of 20 years, premium payment term of 10 years and Sum Assured amount of Rs.4,00,000
 
  • Pays an annual premium of Rs.38,556 p.a. (exclusive of taxes), assuming that he is in good health
 
  • Receives Fixed Money Back benefits during the last five policy years plus accrued Fixed Loyalty Additions and Fixed Maturity Addition at maturity of the policy
 
  • Since he has chosen Option B, in the unfortunate event of his demise during the policy term, his nominee will receive  the Death Benefit, all the future premiums will be waived and the fixed benefits will continue for his nominee
 
 
Scenario I: If Vijay, i.e. the life assured, till maturity:
 
Reliance Fixed Money Back Plan
 
Scenario II: In case of unfortunate demise of Vijay in the 5th policy year:
 
Reliance Fixed Money Back Plan
 
 


Disclaimer
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. UIN for Reliance Nippon Life Fixed Money Back Plan:121N107V01
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Review
  • Shivrana Jinsiwal

    Patna

    “I am sure about the benefits that I will get after maturity...“

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  • Shailesh Arya

    Mumbai

    “Kudos to the team for the excellent work....“

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  • Vanita Damodar Vangera

    Karnataka

    “Payment is easy and quick. You get all the details on phone....“

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