Smart Early Planning – Why the Early Income Variant is a Game Changer Guaranteed Income That Starts From Year 1

In our previous blog, we explored the Insta Income Variant—perfect for those who need instant liquidity. But what if you’re looking for a steady income stream starting right from the first year, without waiting or compromising on long-term benefits?

That’s where the RNL Guaranteed Advantage Income Plan (RNL GAIN Plan) – Early Income Variant shines. Designed to deliver guaranteed income after one year, this plan is ideal for individuals who want a head start on returns while ensuring their family's financial protection for decades.

Why This Early Income Insurance Plan Works So Well

With the Early Income Variant, you don’t have to choose between immediate needs and future goals. You get:

• Guaranteed payouts starting from end of Year 1
• A consistent fixed income structure
• A substantial lump sum payout at maturity
• Comprehensive life insurance with annual payout benefits
• Tax benefits under Sections 80C and 10(10D)*

This is the perfect tax saving insurance plan that pays you back when you need it—and keeps on giving.

Mr. Rajeev Nair’s Smart Planning^

Let’s look at how Mr. Rajeev Nair, a 35-year-old senior marketing executive, is making the most of this early income plan.

Plan Snapshot: 

• Annual Premium: ₹2,00,000
• Premium Payment Term: 10 years
• Policy Term: 30 years

His Returns: 

• Early Income (Years 1–10): ₹63,680 per year
• Regular Income (Years 11–30): ₹55,680 per year
• Maturity Benefit (Year 30): ₹21 Lakhs
• Total Benefits Over 30 Years: ₹38.5 Lakhs
• Total Premium Paid: ₹20 Lakhs

Key Gains:

Consistent income every year

More than ₹18.5 Lakhs over and above premium paid

Life cover throughout the policy term

Who Is This Plan Perfect For?

This Early Income Insurance Plan is ideal for:

• Families with growing children who have ongoing education costs
• Individuals planning regular expenses for travel, healthcare, or lifestyle upgrades
• Those who prefer a predictable income stream over risky market-linked returns

The Best of Both Worlds: Liquidity + Longevity

With its guaranteed income from year one and strong maturity benefits, this plan provides a safety net and financial freedom at every stage of life. It’s a smart way to ensure that your money works for you immediately, without waiting years to see results

Check out the plan now: [ Click Here ]

👉 Up Next: [ Discover the Flexi Wallet Advantage ]

^For illustration purposes only.

For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Terms & Conditions Apply

Reliance Nippon Life Guaranteed Advantage Income Plan is a non-linked non-participating individual savings life insurance plan. UIN: 121N182V01

For more details on risk factors, Terms and Conditions, please read Sales Brochure carefully before concluding a sale. Tax benefits may be applicable as per prevailing income tax laws. Tax laws are subject to change.

CIN: U66010MH2001PLC167089.

Mktg/RNLIC/GAIN_blog 2/V1/Jul25

Visit Us: https://www.reliancenipponlife.com/

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