Flexible Cover options:
- Standard: Get a lump sum amount on maturity and a life cover during the Policy Term.
- Extended Cover: Get a lump sum amount on maturity and a life cover during the Policy Term plus extended life cover for the whole of life after the Policy Term.
Savings with the comfort of guarantees:
At the end of the Policy Term, receive:
- Accrued Guaranteed Additions: 4% of Base Sum Assured during the first five policy years.
- Guaranteed Maturity Benefit: Sum of Base Sum Assured and accrued Guaranteed Additions.
- Bonuses: Enhance your guaranteed savings through simple reversionary bonuses that accrue every year during the Policy Term starting from 6th policy year, along with a terminal bonus, if any.
Pay as you like:
- Choose how long you want to pay – For 10 years (Limited Pay) or the entire Policy Term (Regular Pay).
- Choose your premium payment frequency – Yearly, Half-yearly, Quarterly or Monthly.
- Loan facility is available during the Policy Term to meet an unforeseen need.
- Avail tax benefits on the premiums paid and benefits received, as per applicable income tax laws.